MORTGAGE FORECLOSURE SALE De...
Listed 4 weeks ago
MORTGAGE
FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Matthew B. Bailey and Kary L. Bailey to The United States of America acting through the Rural Housing Service or Successor agency, United States Department of Agriculture, dated November 17, 2011 said mortgage recorded in the Office of the Judge of Probate of Cullman County, Alabama, in Official Records Book 1662 at Page 754. Under and by virtue of the power of sale contained in said mortgage, the undersigned, Secretary, United States Department of Agriculture, Rural Development, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in Cullman County, Alabama on July 9, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following describe real estate situated in Cullman County, Alabama, to-wit:
LOT NUMBER 12 IN BLOCK NUMBER 7 OF GILLEYVILLE SUBDIVISION, SECOND ADDITION, AS SHOWN ON THE RECORDED PLAT IN MAP BOOK 5, PAGE 89 (SLIDE A278) IN THE OFFICE OF THE JUDGE OF PROBATE OF CULLMAN COUNTY, ALABAMA.
Property Street Address for Informational Purposes: 50 County Road 596, Hanceville, Alabama 35077
Said property will be sold "AS IS". NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes - including taxes which are a lien but not yet due and payable, federal tax liens any matters which might be disclosed by an accurate survey and inspection of the property, any assessments liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above. Said property will be sold subject to the right of redemption of all parties entitled thereto. The highest bidder must tender the total amount of the winning bid in certified funds at the time and place of sale. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand the rights and programs as a part of the foreclosure process.
This sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation.
Please be advised that the foreclosing mortgagee or its authorized agent will require any entity
or trust bidder at this foreclosure sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided prior to issuance of the foreclosure deed upon sale. No foreclosure deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at:
https://www.fincen.gov/rre and
https://www.fincen.gov/rre-faqs
**This is an attempt to collect a debt and any information obtained may be used for that purpose.**
Secretary, United States
Department of Agriculture,
Rural Development,
Mortgagee or Transferee
ALAW
420 North 20 th Street,
Suite 2249
Birmingham, AL 35203
Attorney for
Mortgagee/Transferee
26-005612
The Cullman Times
June 17, 24 and July 1, 2026
FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Matthew B. Bailey and Kary L. Bailey to The United States of America acting through the Rural Housing Service or Successor agency, United States Department of Agriculture, dated November 17, 2011 said mortgage recorded in the Office of the Judge of Probate of Cullman County, Alabama, in Official Records Book 1662 at Page 754. Under and by virtue of the power of sale contained in said mortgage, the undersigned, Secretary, United States Department of Agriculture, Rural Development, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in Cullman County, Alabama on July 9, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following describe real estate situated in Cullman County, Alabama, to-wit:
LOT NUMBER 12 IN BLOCK NUMBER 7 OF GILLEYVILLE SUBDIVISION, SECOND ADDITION, AS SHOWN ON THE RECORDED PLAT IN MAP BOOK 5, PAGE 89 (SLIDE A278) IN THE OFFICE OF THE JUDGE OF PROBATE OF CULLMAN COUNTY, ALABAMA.
Property Street Address for Informational Purposes: 50 County Road 596, Hanceville, Alabama 35077
Said property will be sold "AS IS". NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes - including taxes which are a lien but not yet due and payable, federal tax liens any matters which might be disclosed by an accurate survey and inspection of the property, any assessments liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above. Said property will be sold subject to the right of redemption of all parties entitled thereto. The highest bidder must tender the total amount of the winning bid in certified funds at the time and place of sale. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand the rights and programs as a part of the foreclosure process.
This sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation.
Please be advised that the foreclosing mortgagee or its authorized agent will require any entity
or trust bidder at this foreclosure sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided prior to issuance of the foreclosure deed upon sale. No foreclosure deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at:
https://www.fincen.gov/rre and
https://www.fincen.gov/rre-faqs
**This is an attempt to collect a debt and any information obtained may be used for that purpose.**
Secretary, United States
Department of Agriculture,
Rural Development,
Mortgagee or Transferee
ALAW
420 North 20 th Street,
Suite 2249
Birmingham, AL 35203
Attorney for
Mortgagee/Transferee
26-005612
The Cullman Times
June 17, 24 and July 1, 2026
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