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NOTICE OF FORECLOSURE SALE D...
NOTICE OF
FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Joey Dale Baker and Theresa Ann Baker, Husband and Wife, to Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Hometown Lenders Inc., its successors and assigns, on January 13, 2023, said mortgage being recorded in the Office of the Judge of Probate of Cullman County, Alabama, on January 19, 2023 at MTG Book 2039, at Page 453. Freedom Mortgage Corporation, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Cullman County Courthouse, in Cullman, Alabama, on April 9, 2026, during the legal hours of sale, the following described real estate, situated in Cullman County, Alabama, to-wit:
A tract or parcel of land being a part of the Southwest Quarter of the Northwest Quarter of Section
19, Township 11 South, Range 3 West, Cullman County, Alabama, and being more particularly described as follows: Commence at a found "T" post marking the northwest corner of the Northwest Quarter of the Northwest Quarter of said Section 19 and run South 00deg.18'54" East and run along the accepted west line, a distance of 1362.47 feet to a found 1/2" rebar marking the south
right-of-way line of Cullman County Road No. 398; thence continue South 00deg.18'54" East and continue along said accepted west line, a distance of 342.00 feet to a set rebar marking the point of beginning; thence South 00deg.18'54" East a distance of 116.44 feet to a set rebar; thence North 89deg.41'06" East a distance of 384.71 feet to a set rebar; thence North 06deg.47'22" East a distance of 475.63 feet to a set rebar on the south right-of-way line of said County Road No. 398; thence South 87deg.56'12" West, and run along said right-of-way line, a distance of 393.71 feet to a point; thence South 00deg.18'54" East a distance of 343.53 feet to a set rebar; thence South 89deg.41'06" West a distance of 50.00 feet to the point of beginning.
More commonly known as: 1985 County Road 398, Cullman, AL 35057
This Property will be sold on an "as is, where is" basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit union's cashier's check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale
is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
Freedom Mortgage Corporation ("Transferee")
Halliday, Watkins & Mann, P.C.
1505 N 19th Street
Monroe, LA 71201
Phone: 801-355-2886
The Cullman Times
February 11, 18 and 25, 2026
FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Joey Dale Baker and Theresa Ann Baker, Husband and Wife, to Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Hometown Lenders Inc., its successors and assigns, on January 13, 2023, said mortgage being recorded in the Office of the Judge of Probate of Cullman County, Alabama, on January 19, 2023 at MTG Book 2039, at Page 453. Freedom Mortgage Corporation, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Cullman County Courthouse, in Cullman, Alabama, on April 9, 2026, during the legal hours of sale, the following described real estate, situated in Cullman County, Alabama, to-wit:
A tract or parcel of land being a part of the Southwest Quarter of the Northwest Quarter of Section
19, Township 11 South, Range 3 West, Cullman County, Alabama, and being more particularly described as follows: Commence at a found "T" post marking the northwest corner of the Northwest Quarter of the Northwest Quarter of said Section 19 and run South 00deg.18'54" East and run along the accepted west line, a distance of 1362.47 feet to a found 1/2" rebar marking the south
right-of-way line of Cullman County Road No. 398; thence continue South 00deg.18'54" East and continue along said accepted west line, a distance of 342.00 feet to a set rebar marking the point of beginning; thence South 00deg.18'54" East a distance of 116.44 feet to a set rebar; thence North 89deg.41'06" East a distance of 384.71 feet to a set rebar; thence North 06deg.47'22" East a distance of 475.63 feet to a set rebar on the south right-of-way line of said County Road No. 398; thence South 87deg.56'12" West, and run along said right-of-way line, a distance of 393.71 feet to a point; thence South 00deg.18'54" East a distance of 343.53 feet to a set rebar; thence South 89deg.41'06" West a distance of 50.00 feet to the point of beginning.
More commonly known as: 1985 County Road 398, Cullman, AL 35057
This Property will be sold on an "as is, where is" basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit union's cashier's check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale
is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
Freedom Mortgage Corporation ("Transferee")
Halliday, Watkins & Mann, P.C.
1505 N 19th Street
Monroe, LA 71201
Phone: 801-355-2886
The Cullman Times
February 11, 18 and 25, 2026
Posted Online 4 weeks ago
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